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NY A05004
Bill
Status
2/10/2025
Primary Sponsor
Alicia Hyndman
Click for details
AI Summary
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Requires insurers to provide a 5% premium reduction on bodily injury liability, property damage liability, personal injury protection, medical payments, and collision coverage for non-commercial passenger vehicles equipped with an operating dashboard camera that meets DMV standards
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Authorizes insurers to impose civil penalties equal to one year of the premium reduction on policyholders who falsely certify dashboard camera installation or operate vehicles with non-functioning cameras, and may permanently deny future discounts
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Mandates certified inspectors during annual safety inspections to verify whether a dashboard camera is installed, operational, and compliant with DMV regulations, with notation on inspection certificates
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Requires insurers settling motor vehicle claims to review available dashboard camera footage from vehicles involved and certify such review to the superintendent
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Makes dashboard camera images admissible as evidence in both civil and criminal proceedings to prove the occurrence or event depicted
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Takes effect January 1 following enactment, with premium reduction provisions applying to policies issued, renewed, or modified on or after that date
Legislative Description
Provides for a 5% automobile insurance premium reduction for non-commercial passenger motor vehicles equipped with an operating dashboard camera; establishes means for certification of the installation of such camera; establishes civil penalties for false certification of such installation; provides for insurer review during claims settlement of the images from dashboard cameras; provides for the certification of the installation of operating dashboard cameras during the annual motor vehicle inspection; directs the commissioner of motor vehicles to establish standards for dashboard cameras; provides for the introduction as evidence of dashboard camera images into evidence in civil and criminal proceedings.
Last Action
referred to insurance
1/7/2026