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NY A05031

Bill

Status

Engrossed

6/9/2025

Primary Sponsor

Jonathan Jacobson

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Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Requires banks to provide 60 days' notice before closing any customer account (personal or business) and must state the reason for the closure

  • Mandates that banks return all remaining funds to the account owner within 60 days after account closure

  • Applies to all banking organizations and out-of-state banks authorized to operate branches in New York

  • Includes exemption where federal law preempts these requirements or where compliance would conflict with federal law

Legislative Description

Establishes standards for the closure of bank accounts in the state of New York to include providing notice of closure and the return of funds to account owners.

Last Action

amended on third reading 5031b

3/12/2026

Committee Referrals

Rules6/9/2025
Rules5/19/2025
Banks2/11/2025

Full Bill Text

No bill text available