NY A05444

Requires all health insurance policies providing hospital, surgical, or medical care to cover perimenopausal and menopausal care and treatment administered by physicians or licensed health care providers

Covered symptoms include irregular menstrual periods, hot flashes, chills, slowed metabolism, vaginal or bladder problems, decreased fertility, bone loss, increased LDL cholesterol levels, and sleep disruption including night sweats

Mandates coverage without annual deductibles, co-payment fees, or coinsurance

Applies to individual policies, group policies, and contracts issued by medical expense indemnity corporations, hospital service corporations, and health services corporations

Takes effect January 1 following enactment and applies to policies issued, renewed, modified, or amended on or after that date