NY A06282

Allows commuter vans, pre-arranged for-hire vehicles, and accessible vehicles registered in New York to obtain liability insurance from risk retention groups not chartered in the state but registered under the federal Liability Risk Retention Act of 1986

Defines "pre-arranged for-hire vehicle" as vehicles transporting passengers for compensation on a pre-arranged basis, including small school buses, but excluding high-volume for-hire services, luxury limousines, and TNC vehicles

Defines "accessible vehicle" as vehicles complying with ADA requirements, equipped with wheelchair lifts/ramps, assistive listening systems, braille signage, service animal accommodations, and includes ambulettes and paratransit vehicles

Requires risk retention group policies providing no-fault insurance for these vehicle categories to rely on medical treatment guidelines from existing workers' compensation law

Expands reporting requirements to the Department of Financial Services to include all risk retention groups with policies issued under this legislation, not just those qualifying as charitable risk pools under IRS section 501(n)