Loading chat...
NY A06807
Bill
Status
3/14/2025
Primary Sponsor
Gary Pretlow
Click for details
AI Summary
-
Requires insurers providing floodplain property insurance to offer coverage for damages caused by windblown waves or wave action to single-family homeowners residing in floodplains
-
Coverage must include the residence and appurtenances such as garages, boat docks, restraining walls, boat houses, and break walls
-
Defines "windblown waves" or "wave action" as conditions where high water below floodplain level is stirred by wind to create waves that crest above the floodplain level
-
Takes effect 90 days after becoming law
Legislative Description
Requires insurers insuring property in floodplains to include damages done by wave action or windblown waves and make available to all insureds who reside in single family homes in a floodplain homeowners insurance covering such damage.
Last Action
referred to insurance
1/7/2026