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NY A06988

Bill

Status

Introduced

3/18/2025

Primary Sponsor

William Colton

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Requires auto insurance companies to provide an actuarially appropriate premium reduction for personal injury protection and medical payment coverages when vehicles are equipped with outward-facing dashboard cameras

  • Vehicle owners must purchase and install the dashboard camera at their own expense

  • Insurance companies must offer flexible proof of installation options, either in person or virtually, in a manner that is minimally burdensome to the insured

  • The Department of Financial Services may adjust the discount amount if it determines the reduction is not actuarially appropriate

  • Takes effect 30 days after becoming law, with immediate authorization for regulators to develop necessary rules

Legislative Description

Provides a discount on car insurance to drivers who install dashboard cameras.

Last Action

referred to insurance

1/7/2026

Committee Referrals

Insurance3/18/2025

Full Bill Text

No bill text available