NY A07472

Caps co-payments for physical and occupational therapy services at a maximum of 20% of the total reimbursement paid to the provider of care

Applies the co-payment limit to individual health insurance policies that cover physical and occupational therapy within the lawful scope of licensed therapists

Extends the same 20% co-payment cap to group accident, group health, and group accident and health insurance policies

Amends multiple sections of the insurance law to ensure consistent co-payment limits across different types of health coverage, including nonprofit health service corporations

Takes effect 180 days after becoming law