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NY A07597
Bill
Status
Introduced
4/1/2025
Primary Sponsor
Michaelle Solages
Click for details
AI Summary
- Prohibits auto insurers from using GPS or location tracking data to increase rates, impose fees, or add charges based on a driver's vehicle use patterns
- Allows insurers to still offer discounts for GPS-equipped vehicles and charge fees related to recovering lost or stolen vehicles without GPS
- Creates an exception permitting GPS-based rate evaluation when the insured voluntarily installs an insurer-provided device specifically for driving habit assessment
- Requires motor vehicle manufacturers and dealers to obtain express prior consent before collecting, sharing with consumer reporting agencies, or selling geolocation and driving behavior data
- Mandates that manufacturers/dealers provide consumers the ability to opt-out, limit, obtain, and delete their vehicle data, with violations subject to $1,000 penalties per offense
- Exempts disclosure of GPS data to emergency responders and law enforcement from the consent requirements
Legislative Description
Prohibits property and casualty insurance companies from increasing rates based on geolocation information; provides exceptions; prohibits automobile manufacturers and dealers from collecting, distributing or selling customer GPS data to third parties.
Last Action
referred to insurance
1/7/2026
Committee Referrals
Insurance4/1/2025
Full Bill Text
No bill text available