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NY A09166

Bill

Official Source

Status

Introduced

10/17/2025

Primary Sponsor

Claire Valdez

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Amends Section 602 of the General Business Law to create a private right of action allowing debtors to sue individuals or entities that violate New York's debt collection regulations

  • Debtors who prevail can recover actual damages sustained as a result of the violation

  • Courts may award punitive damages in addition to actual damages

  • Prevailing debtors are entitled to recover reasonable attorney's fees

  • Takes effect 30 days after becoming law

Legislative Description

Creates a private right of action for improper debt collection procedures; allows plaintiffs to recover punitive damages and reasonable attorney's fees.

Last Action

referred to judiciary

1/7/2026

Committee Referrals

Judiciary10/17/2025

Full Bill Text

No bill text available