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NY A09172
Bill
Status
10/17/2025
Primary Sponsor
Stefani Zinerman
Click for details
AI Summary
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Creates a statewide electronic property recording alert system administered by the Department of State that notifies property owners in real-time when deeds, mortgages, liens, or satisfactions are recorded against their property in any county
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Property owners can enroll free of charge online, by phone, mail, or in person, with notifications available via email, text, phone call, or postal mail in English and the ten most common non-English languages in the state
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Requires all 62 county recording officers to integrate their systems with the statewide alert system and mandates closing agents and title companies provide enrollment forms during property conveyances or refinancing
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Establishes the County Recording Modernization Fund, supported by a recording surcharge of up to $5 per instrument and civil penalties from deed theft prosecutions, to provide grants for digitizing paper records, cybersecurity improvements, and system integration
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Requires annual reporting to the governor and legislature on enrollment numbers, alerts issued, law enforcement referrals, fraud cases prevented, and county modernization progress, with the act taking effect 18 months after passage
Legislative Description
Enacts the "homeowner fraud protection and property alert act"; relates to establishing a statewide electronic property recording alert system to allow property owners to receive notification when an instrument affecting their property is recorded in the official records of any county; establishes the county recording modernization fund.
Last Action
referred to judiciary
1/7/2026