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NY A09390
Bill
Status
12/19/2025
Primary Sponsor
Sam Berger
Click for details
AI Summary
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Prohibits public adjusters and their representatives from initiating contact with or soliciting property owners, occupants, tenants, or other affected parties within 72 hours after a damaging event has been reported to local authorities
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Requires public adjusters to maintain a distance of at least 200 feet from affected properties and known owners/occupants during the 72-hour period, unless expressly authorized in writing by the property owner or insured
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Defines "damaging event" broadly to include natural and human-made occurrences such as floods, earthquakes, fires, tornadoes, hurricanes, explosions, structural collapse, and toxic releases affecting residential or commercial property
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Eliminates liability for any fees, commissions, or charges for individuals solicited by public adjusters within the 72-hour prohibited period, with full reimbursement required for any fees already paid
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Requires public adjusters to provide written notice to affected parties before engaging in adjusting activity, informing them of their rights under these prohibitions and that hiring an adjuster means communications will be directed to the adjuster rather than the insured
Legislative Description
Prohibits public adjusters from initiating contact with, soliciting, or approaching owners, occupants, tenants, or other affected parties regarding commercial or residential property that has sustained damage from a damaging event within forty-eight hours following such damaging event; establishes reimbursement and written notice requirements for such adjusters.
Last Action
reported referred to codes
2/25/2026