NY A10594

Expands insurance options for commuter vans, pre-arranged for-hire vehicles, and accessible vehicles by allowing coverage through risk retention groups not chartered in New York State but registered under the federal Liability Risk Retention Act of 1986

Defines "commuter van" as defined in NYC Administrative Code section 19-502, and "pre-arranged for-hire vehicle" as vehicles transporting passengers for compensation on a pre-arranged basis, excluding high-volume for-hire services, luxury limousines, and TNC vehicles

Defines "accessible vehicle" as ADA-compliant vehicles equipped with lifts, ramps, assistive listening systems, braille signage, service animal floor space, and hybrid-electric audible approach devices, including ambulettes and paratransit vehicles

Requires risk retention groups providing no-fault insurance for these vehicle types to use medical treatment guidelines from existing workers' compensation law

Mandates risk retention groups report any examinations, audits, investigations, or enforcement actions from other states' insurance commissioners to the NY Department of Financial Services within 60 days