NY S00051

Expands insurance options for commuter vans, pre-arranged for-hire vehicles, and accessible vehicles by allowing them to obtain liability coverage from risk retention groups registered under the federal Liability Risk Retention Act of 1986, even if not chartered in New York State

Defines "pre-arranged for-hire vehicle" as vehicles transporting passengers for compensation on a pre-arranged basis under license, including small school buses but excluding high-volume for-hire services, luxury limousines, and TNC vehicles

Defines "accessible vehicle" with detailed requirements including ADA compliance, wheelchair lifts/ramps, assistive listening systems, braille signage, service animal floor space, and hybrid vehicle sound devices for blind pedestrians

Requires risk retention groups providing no-fault insurance for these vehicle types to use medical treatment guidelines from existing workers' compensation law

Mandates risk retention groups report to the Department of Financial Services any examinations, audits, investigations, or enforcement actions by other states' insurance commissioners within 60 days