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NY S02122

Bill

Status

Engrossed

5/21/2025

Primary Sponsor

Patricia Fahy

Click for details

Origin

Senate

2025-2026 General Assembly

AI Summary

  • Authorizes civil penalties of up to $650 per day for mortgage foreclosure plaintiffs who violate property maintenance requirements after a foreclosure judgment is issued
  • Grants municipalities the right to enforce maintenance obligations in court after providing at least 7 days' notice to the foreclosing party
  • Allows municipalities to immediately enter and maintain properties requiring emergency repairs that threaten public health, safety, or welfare without prior notice
  • Empowers the Superintendent of Financial Services to pursue suspected maintenance violations at their discretion after providing 7 days' notice
  • Requires municipalities to notify the Department of Financial Services at least 10 days before bringing an enforcement action, though failure to do so is not a defense against the action

Legislative Description

Authorizes municipalities and the department of financial services to seek civil penalties for violations of the duty to maintain a foreclosed property in an amount of up to $650 per day for each day such violation persists after the judgement of foreclosure has been issued.

Last Action

REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT

1/7/2026

Committee Referrals

Housing, Construction, and Community Development1/7/2026
Judiciary5/22/2025
Housing, Construction, and Community Development1/15/2025

Full Bill Text

No bill text available