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NY S02627
Bill
Status
2/4/2025
Primary Sponsor
Brian Kavanagh
Click for details
AI Summary
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Requires the Department of Law to establish the Homeowner Protection Program within one year to provide free housing counseling and legal services to homeowners facing threats to homeownership, including foreclosure prevention, estate planning, and protection from deed theft and scams
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Authorizes grants to not-for-profit housing counseling organizations and legal services organizations to deliver program services, funded through annual appropriations
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Services covered include loss mitigation assistance, loan workout negotiations, help with property tax and utility debt, representation in foreclosure litigation, and assistance for victims of deed fraud and predatory lending
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Requires grants to ensure free housing counseling and legal services are available in every county of the state
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Grant recipients must report to the Attorney General within 60 days after each one-year grant period, providing an accounting of funds received and services provided
Legislative Description
Establishes the homeowner protection program; provides that the department of law shall establish the homeowner protection program to ensure the availability of free housing counseling and legal services to homeowners for the purposes of mitigating threats to homeownership; provides that the department of law shall provide grants to eligible not-for-profit housing counseling organizations and legal services organizations to provide services under the program.
Last Action
referred to ways and means
3/16/2026