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NY S07120

Bill

Status

Passed

12/12/2025

Primary Sponsor

Sean Ryan

Click for details

Origin

Senate

2025-2026 General Assembly

AI Summary

  • Creates a legal process for manufactured home owners to convert their homes from personal property (titled like vehicles) to real property by filing an "affidavit of affixation" when the home is attached to a permanent foundation and connected to utilities

  • Requires the Commissioner of Motor Vehicles to maintain permanent records of all affidavits of affixation, surrendered manufacturer's certificates of origin, and surrendered certificates of title, with electronic public access to these records

  • Establishes three pathways for conversion depending on documentation status: surrender of manufacturer's certificate of origin, surrender of certificate of title, or confirmation of conversion for homes without available documentation

  • Sets a $200 recording fee for affidavits of affixation and exempts the filing from transfer taxes and mortgage recording taxes on existing liens created under vehicle and traffic law

  • Takes effect one year after becoming law, allowing manufactured homes that complete the conversion process to be conveyed by deed and encumbered by mortgages like traditional real estate

Legislative Description

Enacts the "New York land-home property act"; relates to manufactured homes certificate of title and the conveyance and encumbrance of manufactured homes as real property.

Last Action

SIGNED CHAP.636

12/12/2025

Committee Referrals

Judiciary5/6/2025
Transportation4/1/2025

Full Bill Text

No bill text available