NY S07915

Requires all individual and group health insurance policies in New York to cover at least one early egg allergen introduction dietary supplement and at least one early peanut allergen introduction dietary supplement prescribed to infants

Coverage must be provided at no cost to the insured, including no deductibles or cost-sharing amounts

Defines "infant" as a child under one year of age, and supplements must be prescribed by a licensed health care practitioner and contain sufficient protein to reduce food allergy risk

Exempts accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, and other limited benefit policies from the mandate

Includes exceptions for catastrophic health plans and high deductible health plans to maintain compliance with federal Affordable Care Act and Internal Revenue Code requirements for health savings account eligibility

Extends the same coverage requirements to Medicaid under the social services law

Takes effect January 1 following enactment and applies to all policies issued, renewed, modified, or amended on or after that date