NY S08452

Adds "credit score" as a protected class under New York's Human Rights Law, prohibiting housing discrimination based on credit scores alongside existing protections for race, sex, disability, and other characteristics

Prohibits landlords and property owners from refusing to rent or lease housing to any person based solely on their credit score; requires evaluation using multiple factors including income level, employment history, rental history, and landlord references

Creates a rebuttable presumption of discrimination if a landlord requests a credit score and subsequently denies housing to the applicant

Authorizes the Attorney General to bring actions for violations with civil penalties of $1,000 to $5,000 per violation

Requires the Division of Human Rights to expand its housing discrimination hotline to include complaints about unlawful use of credit scores in rental denials, effective 90 days after enactment