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NY S08457

Bill

Status

Introduced

7/16/2025

Primary Sponsor

Jeremy Cooney

Click for details

Origin

Senate

2025-2026 General Assembly

AI Summary

  • Redefines "small group" for health insurance purposes as employers with 1-50 employees, removing the expanded definition of 1-100 employees that was set to apply to policies issued or renewed on or after January 1, 2016

  • Eliminates transitional exceptions that allowed certain groups with 51-100 employees to continue receiving stop loss, catastrophic, or reinsurance coverage if they had such coverage in effect on January 1, 2015

  • Removes special exemptions for municipal corporations, districts, and nonpublic schools (pre-K through 12th grade) that had policies in effect on July 1, 2015 with member employers of 51-100 employees

  • Repeals the requirement for the Superintendent of Financial Services to contract with an independent entity to conduct an impact assessment on prohibiting stop loss, catastrophic, and reinsurance coverage sales to the small group market

  • Takes effect immediately upon passage

Legislative Description

Amends the definition of "small group" for purposes of health insurance policies and contracts to fifty employees or fewer; repeals provisions requiring the superintendent to conduct an impact study.

Last Action

REFERRED TO INSURANCE

1/7/2026

Committee Referrals

Insurance1/7/2026
Rules7/16/2025

Full Bill Text

No bill text available