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NY S08808

Bill

Status

Introduced

1/8/2026

Primary Sponsor

Jeremy Cooney

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Origin

Senate

2025-2026 General Assembly

AI Summary

  • Establishes a comprehensive regulatory framework for litigation funding in New York, moving oversight from the general business law to the financial services law under Department of Financial Services supervision

  • Caps maximum consumer charges at 25% of gross legal claim proceeds plus the funded amount, with a $500,000 limit on funding amounts per consumer

  • Requires litigation funding companies to register with DFS (with a $500 application fee) and submit annual reports beginning in 2027 detailing contract data, amounts paid, and collection information

  • Mandates detailed contract disclosures including funded amounts, itemized charges, payment schedules, and a 10-business-day right of rescission allowing consumers to cancel without penalty

  • Prohibits funding companies from paying referral fees to attorneys or medical providers, interfering with legal claim decisions, or entering contracts for frivolous claims

Legislative Description

Amends the litigation funding act to promote consumer protections related to litigation funding contracts; provides for contract requirements for litigation funding including disclosures, prohibitions; provides for litigation funding company registration and reporting requirements.

Last Action

SUBSTITUTED BY A9442

1/28/2026

Committee Referrals

Rules1/8/2026

Full Bill Text

No bill text available