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NY S09082
Bill
Status
1/29/2026
Primary Sponsor
Jamaal Bailey
Click for details
AI Summary
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Public adjusters and their representatives are prohibited from initiating contact with, soliciting, or approaching property owners, occupants, or tenants within 72 hours following a damaging event affecting their residential or commercial property
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During the 72-hour period, public adjusters must stay at least 200 feet away from the affected property and any known owners, occupants, or tenants, unless expressly authorized in writing by the insured or property owner
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"Damaging event" is defined broadly to include natural and human-made occurrences such as floods, earthquakes, fires, tornadoes, hurricanes, explosions, structural collapse, and mechanical failure
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Individuals solicited by a public adjuster within the 72-hour window are not liable for any fees or charges, and any fees already paid must be fully reimbursed upon request
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Public adjusters must provide written notice to affected parties before engaging in adjusting activities, informing them of the 72-hour contact prohibition, their reimbursement rights, and any claim-specific limitations that may result from retaining the adjuster
Legislative Description
Prohibits public adjusters from initiating contact with, soliciting, or approaching owners, occupants, tenants, or other affected parties regarding commercial or residential property that has sustained damage from a damaging event within forty-eight hours following such damaging event; establishes reimbursement and written notice requirements for such adjusters.
Last Action
PRINT NUMBER 9082A
2/24/2026