NY S09275

Medicaid must cover all medically necessary gender-affirming care regardless of whether federal funding is available for such coverage

Health care entities—including hospitals, licensed health professionals, and insurers—are added to the definition of "places of public accommodation" subject to anti-discrimination protections under executive law

Insurers are prohibited from denying, limiting, or excluding coverage based on sexual orientation, gender identity, transgender status, or designating these as pre-existing conditions

All hospital, surgical, and medical insurance policies must cover medically necessary treatments for gender dysphoria or gender incongruence

Coverage for gender dysphoria or gender incongruence treatment is exempt from annual deductibles and co-payments, except for high deductible health plans as defined by IRS code section 223(c)(2)