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OH HB559

Bill

Status

Introduced

7/22/2010

Primary Sponsor

John Domenick

Click for details

Origin

House of Representatives

128th General Assembly (2009-2010)

AI Summary

  • Enacts section 3929.40 of the Revised Code to require insurers offering basic property or homeowners insurance to provide a minimum coverage policy option.

  • Permits minimum coverage policies to include maximum benefits that are less than the replacement value of the insured dwelling.

  • Requires mortgagees to accept minimum coverage policies as adequate insurance when mortgage applicants are required to obtain basic property or homeowners insurance.

  • Applies the mortgagee acceptance requirement to mortgages obtained on or after the effective date of the act.

Legislative Description

To require insurers to offer minimum coverage policies of homeowners or basic property insurance.

Homeowner/basic property insurance-insurers offer minimum coverage policies

Last Action

To Insurance

7/22/2010

Full Bill Text

No bill text available