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OH HB432
Bill
Status
1/31/2012
Primary Sponsor
Barbara Boyd
Click for details
AI Summary
HB 432 Summary
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Prohibits automobile insurance policies with uninsured or underinsured motorist coverage from excluding family members solely based on their relationship to the vehicle owner or operator.
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Prohibits policies from including terms and conditions that contradict or limit the coverage requirements specified in Ohio Revised Code Section 3937.18.
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Permits policies to include anti-stacking provisions that prevent aggregation of coverage limits across multiple policies or household members.
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Requires the superintendent of insurance to study market availability and competition for uninsured and underinsured motorist coverage and submit status reports to state officials.
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Declares legislative intent to supersede the Ohio Supreme Court's holding in Snyder v. American Family Insurance Company (2007) regarding the mandatory nature of coverage provisions.
Legislative Description
To prohibit automobile insurance policies that include uninsured and underinsured coverage from excluding coverage for family members solely on the basis of that relationship and from limiting or contradicting coverage requirements specified in law.
Under-/un-insured coverage-not exclude family members/not contradict law
Last Action
To Insurance
1/31/2012