OH HB272

Establishes definitions for "consumer," "creditor," "debt," and "debt collector" in Ohio Revised Code sections 1319.30-1319.34, with debt collector including third-party collectors, certain attorneys, and persons collecting debts for political subdivisions.

Prohibits debt collectors and creditors from failing to provide consumers with written verification of the debt or judgment, or written notice that the applicable statute of limitations has expired or the debt is no longer legally enforceable.

Requires written verification to comply with the federal Fair Debt Collection Practices Act (15 U.S.C. 1692g).

Classifies violations as unfair or deceptive acts under Ohio consumer protection law, allowing consumers to pursue civil actions and recover available remedies.

Grants the Ohio Attorney General authority to enforce these provisions using the same powers available under existing consumer protection statutes.