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OH HB3
Bill
Status
7/30/2013
Primary Sponsor
Barbara Sears
Click for details
AI Summary
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Requires insurance agents to complete training programs approved by the superintendent of insurance before selling or enrolling individuals in health benefit plans through an exchange, effective October 1, 2013.
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Establishes certification requirements for insurance navigators receiving federal funding, including criminal background checks, ethics training, and compliance training on the Health Insurance Portability and Accountability Act and the Affordable Care Act.
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Modifies copayment and deductible limits for health insuring corporations by removing specific dollar caps and requiring annual copayment, cost sharing, and deductible charges not to exceed 40 percent of total annual cost to provide all covered health care services, certified by a qualified actuary.
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Prohibits insurance navigators from selling, soliciting, or negotiating health insurance, providing advice about specific plans, or recommending particular health plans; limits them to public education, facilitating enrollment, and providing general information about qualified health plans.
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Expands the definition of continuing education program providers for cosmetologists to include proprietary continuing education institutions approved by the state board of cosmetology.
Legislative Description
To specify licensing and continuing education requirements for insurance agents involved in selling, soliciting, or negotiating sickness and accident insurance through a health benefit exchange, to make changes to copayments, cost sharing, and deductibles for health insuring corporations, and to make changes to the law related to continuing education requirements for cosmetologists.
Health insurance exchanges-agent continuing education/change deductibles & copayments
Last Action
Effective Date
7/30/2013