OH HB679

Requires transportation network company (TNC) drivers or TNCs to maintain primary automobile liability insurance meeting financial responsibility requirements, with options including commercial policies, rider/endorsements to personal policies, or company-provided commercial policies

Permits personal lines insurers to exclude all coverage for losses occurring while a vehicle is providing TNC services, including liability, physical damage, uninsured motorist, medical payments, comprehensive, and collision coverage

Mandates TNCs provide written disclosures to vehicle owners and drivers before first use describing insurance coverage, limits, and notice that personal policies may exclude TNC-related losses

Requires TNCs to maintain records including driver information, vehicle details, service hours/miles, and electronic records of each service with specific data points for three years

Establishes state preemption over local ordinances regarding insurance requirements for TNCs and designates violations as first-degree misdemeanors