H.B. No. 275 Summary

• Vision Care Limitations Prohibited: Health insurers cannot directly or indirectly limit enrollees' choice of vision care providers or suppliers through coverage practices or reimbursement policies.

• New Sections Added: Creates section 1751.72 for group health insuring corporations and section 3923.84 for sickness and accident insurers to enforce vision care material restrictions.

• Unfair Practice Designation: Violations of vision care limitations are classified as unfair and deceptive acts or practices under Ohio insurance law.

• Vision Care Materials Defined: Includes lenses, contact lenses, prisms, lens coatings, vision training, and devices needed to correct or treat eye defects; applies to optometrists and physicians certified by American Board of Ophthalmology.

• De Minimis Reimbursement Prohibited: Insurance carriers cannot use deductibles, copayments, or coinsurance to provide minimal reimbursement for non-covered vision services as a workaround to avoid compliance with this law.