OH SB64

Prohibits insurers from considering an individual's credit score, credit report, or credit history when determining insurance premiums, policy fees, rates, coverage amounts, benefits, or other terms and conditions.

Prohibits insurers from using credit information when deciding whether to issue, cancel, or refuse to renew any policy or contract of insurance.

Defines "credit score," "credit report," and "credit history" as any written, oral, or other communication of information bearing on a consumer's creditworthiness, credit standing, or credit capacity.

Amends section 3901.21 of the Revised Code to classify the use of credit information in insurance underwriting as an unfair and deceptive practice in the insurance business.