HB 160 Summary

• Amends Ohio insurance law to include new protections for dental care services alongside existing vision care protections, requiring health insurers to disclose coverage limitations and provide cost estimates for non-covered dental services.

• Requires dental care providers contracting with insurers to receive disclosure of pricing information for both covered and non-covered services, with specific notice requirements for patients about out-of-pocket costs.

• Prohibits contracting entities from requiring dental care providers to accept insurance-set payment amounts for non-covered services without the provider's consent, effective January 1, 2024.

• Adds dental care services to existing unfair and deceptive insurance practice violations under Ohio law, including provisions for pattern violations of dental-related contract terms.

• Establishes disciplinary grounds for dentists who improperly waive patient deductibles or copayments, except when authorized by the health plan or provided to other licensed professionals.