OH HB163

Requires Ohio's Department of Job and Family Services to replace all existing SNAP electronic benefit transfer cards with chip-enabled cards within two years, with all new cards issued thereafter also chip-enabled

Mandates adoption of cybersecurity rules for EBT cards and mobile payments within one year, ensuring security measures meet private sector and federal agency standards for payment cards, with rules reviewed every five years

Creates a website mechanism for SNAP recipients to report alleged fraudulent transactions to the department

Appropriates $10.6 million in fiscal year 2026 ($5.3 million from General Revenue Fund, $5.3 million from Federal Fund) to support the chip-enabled EBT card transition

Implements card replacement restrictions, withholding replacement cards from households requesting four or more within 12 months, with exceptions for individuals with disabilities related to card loss