OH HB21

Health care sharing ministries are explicitly excluded from state insurance regulation and are not considered to be engaging in the business of insurance under Ohio law

State universities requiring students to have health coverage must accept participation in a health care sharing ministry as satisfying that requirement

Taxpayers may deduct from Ohio adjusted gross income amounts paid for membership in a health care sharing ministry for themselves, their spouse, and dependents

Health care sharing ministries must be nonprofit organizations whose members share common ethical or religious beliefs, must conduct annual independent audits, and must provide written disclaimers stating they are not insurance and payments are voluntary

The definition of "health care sharing ministry" requires the organization to retain membership for participants who develop medical conditions and prohibits any assumption of risk or promise to pay by the ministry