OH HB652

Increases the required notice period for nonrenewal of commercial property, fire, and casualty insurance policies from 30 days to 60 days before expiration

Creates new Section 3937.261 establishing a 60-day nonrenewal notice requirement for personal lines homeowners insurance, including tenant, condominium, and dwelling property coverage

Requires homeowners insurance nonrenewal notices to include the reason for nonrenewal or a statement that an explanation will be provided within 5 days of written request

Allows insurers to send nonrenewal notices electronically if the insured has agreed to receive electronic communications; otherwise notices must be mailed

If notice is sent late, coverage automatically extends 60 days from the date notice was sent, with premiums calculated at the original rates, unless the insured accepts the nonrenewal in writing