OK SB272

Limits recovery in civil actions for motor vehicle accidents to medical costs, property damage, and lost income (excluding pain and suffering) if the plaintiff lacks required compulsory insurance coverage.

Exceptions to the limitation apply when: the at-fault driver was under the influence of drugs or alcohol and convicted/guilty or died; the plaintiff was a passenger (unless a vehicle owner); the plaintiff was not in any vehicle; or the claim involves wrongful death.

Additional exceptions apply when the at-fault driver intentionally caused the accident, left the scene, or was committing a felony; or when the plaintiff was a dependent of uninsured parents; or when prior insurance was terminated for non-payment without 30 days notice.

Allows any liable person found in the accident and their motor vehicle liability insurer to assert the limitation of recovery unless an exception applies.

Effective date: November 1, 2011.