OK HB2453

I appreciate you providing the bill information, but the document content appears to be RTF formatting code rather than the actual bill text. The formatting metadata doesn't contain the substantive provisions of HB2453.

To provide an accurate summary, I would need:

• The actual bill language describing what insurance provisions are being modified
• Specific section numbers and changes being made
• Details about which insurance regulations or statutes are affected
• The effective date specified

Could you provide the readable text of HB2453 so I can generate the requested bullet-point summary?