OK SB272

Limits recovery in civil actions for motor vehicle accidents to medical costs, property damage, and lost income (excluding pain and suffering) if the plaintiff lacks Compulsory Insurance Law compliance.

Exceptions to the limitation apply if the at-fault motorist was operating a vehicle while under the influence of drugs or alcohol and was convicted or died in the accident.

Exceptions also apply to passengers in the accident vehicle (unless they own it), pedestrians, wrongful death claims, and cases where the at-fault motorist intentionally caused the accident, fled the scene, or was committing a felony.

Exceptions apply if the plaintiff was a dependent of parents without required insurance coverage, or if their prior insurance was terminated for non-payment without 30 days' notice before the accident.

Becomes effective November 1, 2011; allows liable parties and their insurers to assert the damage limitation unless an exception applies.