HB 1792 Summary

• Creates the Oklahoma Temporary Motorist Liability Plan to provide minimum vehicle liability insurance coverage when law enforcement seizes a vehicle license plate for failure to maintain required insurance.

• Coverage is triggered when a citation is issued and the license plate is seized, and ends when the vehicle owner obtains proper insurance, retrieves the license plate, or the citation expires after 10 working days.

• Establishes the Temporary Insurance Premium Pool funded by administrative fees ($125 total per citation, distributed as: $20 to county sheriff, $70 to law enforcement agency, $25 to insurance pool, $10 to Plan Administrator).

• Requires the Insurance Commissioner to develop policy forms and the Office of Management and Enterprise Services to select an insurance carrier through competitive bidding with bids due by November 1 annually.

• Amends Section 7-606 of Title 47 to authorize law enforcement to seize license plates (instead of towing vehicles) when probable cause exists for insurance violations, with the citation serving as a temporary license plate for up to 10 working days.