OK SJR20

Proposes a constitutional amendment (Article X, Section 26A) prohibiting Oklahoma cities, towns, or townships from incurring debt or contractual obligations without express approval

Requires approval through one of three methods: majority vote of the governing body's elected members, endorsement by a delegated officer, or majority voter approval at an election

Amendment would be cumulative to existing Section 26 limitations and would not affect restrictions on indebtedness exceeding annual income and revenue

Exempts court judgments from the approval requirements

Directs the Secretary of State to refer the proposed amendment to voters for approval or rejection through a state question