Oklahoma Fair Renewal Act (HB 1851) Summary

• Establishes the "Oklahoma Fair Renewal Act" requiring clear and conspicuous disclosure of automatic renewal contract terms before execution, including renewal length (not to exceed 1 year), cancellation policy, recurring charges, and any minimum purchase obligations.

• Mandates written acknowledgment to consumers containing offer terms, cancellation policy, and cancellation instructions in a format capable of being physically or electronically retained.

• Requires businesses to provide a simple, readily accessible cancellation mechanism either through a direct online link on their website or in-person at a physical location where the consumer regularly uses the service.

• Obligates businesses to notify consumers 15-45 days before automatic renewal of annual contracts renewing for more than one month, informing them of the cancellation process via mail, email, text message, or mobile app.

• Exempts franchised utilities, federally-regulated entities (FCC, FERC), banks, credit unions, insurance companies, airlines, and newspapers; classifies violations as unlawful business practices enforceable by the Attorney General and district attorneys effective November 1, 2025.