Oklahoma Motor Vehicle Consumer Protection Act (SB 641) Summary

• Establishes the Oklahoma Motor Vehicle Consumer Protection Act to regulate motor vehicle repair costs at auto body repair shops, effective November 1, 2025.

• Caps administrative charges for total loss vehicles at prevailing market rates with a maximum of 4 billable hours, with annual inflation adjustments beginning January 1, 2027.

• Sets maximum daily storage rates at $39.00 for standard vehicles and $125.00 for lithium-ion battery vehicles for the first 10 days, increasing to $75.00 and $200.00 respectively on day 11 if insurance company does not approve estimates within 7 days.

• Requires auto body repair shops to provide written invoices and respond to invoice requests within 8 business hours and to document all communications with insurance companies regarding supplemental requests.

• Authorizes the Oklahoma Insurance Department to annually adjust storage rates based on Consumer Price Index and current market conditions through departmental bulletins.