OK HB1517

Banking institutions may, at their discretion, allow a surviving spouse to take control of a deceased spouse's bank accounts, including checking and savings accounts

Surviving spouse must provide a death certificate listing their name, plus two forms of government-issued identification (one must be photo ID such as driver's license or passport)

Name on death certificate must match the name on the government-issued identification

Banks must make photo or digital copies of the death certificate and both forms of identification and retain these records for 10 years

Effective date: November 1, 2025