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OK HB1631
Bill
Status
2/3/2025
Primary Sponsor
Chris Sneed
Click for details
AI Summary
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Fire insurance policies in rural fire department areas must cover fire department response at minimum 2% of property value, with fees of $1,000 for the first hour and $250 per additional quarter hour, plus costs for Class A firefighting foam
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Liability insurance policies must cover rural fire department response to motor vehicle accidents at $540 for the first hour and $135 per additional quarter hour
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Use of powered rescue equipment for victim extrication adds a 25% surcharge to motor vehicle accident response fees, with additional charges permitted for absorbent materials like oil dry and absorbent pads
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Insurance Commissioner must review all rates annually, with increases tied to the Consumer Price Index or an alternative index deemed appropriate
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Effective date is November 1, 2025
Legislative Description
Insurance; fire insurance; rural fire departments; coverage; response fee; motor vehicle liability coverage; Insurance Commissioner; effective date.
Last Action
CR; Do Pass, amended by committee substitute Government Oversight Committee
3/5/2025