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OK HB1631

Bill

Status

Introduced

2/3/2025

Primary Sponsor

Chris Sneed

Click for details

Origin

House of Representatives

2026 Regular Session

AI Summary

  • Fire insurance policies in rural fire department areas must cover fire department response at minimum 2% of property value, with fees of $1,000 for the first hour and $250 per additional quarter hour, plus costs for Class A firefighting foam

  • Liability insurance policies must cover rural fire department response to motor vehicle accidents at $540 for the first hour and $135 per additional quarter hour

  • Use of powered rescue equipment for victim extrication adds a 25% surcharge to motor vehicle accident response fees, with additional charges permitted for absorbent materials like oil dry and absorbent pads

  • Insurance Commissioner must review all rates annually, with increases tied to the Consumer Price Index or an alternative index deemed appropriate

  • Effective date is November 1, 2025

Legislative Description

Insurance; fire insurance; rural fire departments; coverage; response fee; motor vehicle liability coverage; Insurance Commissioner; effective date.

Last Action

CR; Do Pass, amended by committee substitute Government Oversight Committee

3/5/2025

Committee Referrals

General Government2/4/2025
Government Oversight2/4/2025

Full Bill Text

No bill text available