OK HB2929

Prohibits insurers from canceling, refusing to renew, or raising premiums on homeowner's or residential insurance policies based on claims that occurred more than 5 years before the policy effective date or renewal

Bars insurers from taking adverse action based on weather-related claims history unless the insured filed 3 or more weather-related claims within the preceding 3-year period

Limits insurers to considering only the preceding 3 years of at-fault motor vehicle claims history when rating homeowner's or residential insurance policies

Preserves insurer rights to cancel or non-renew policies for nonpayment, fraud, willful acts increasing hazard, safety code violations, or criminal convictions

Effective date: November 1, 2026