OK HB2980

Licensed operators may use reasonable discretion to accept physical proof of insurance presented by customers when the online verification system is unavailable or information is not accessible, rather than being limited solely to electronic verification

Registering agencies must allow submission of insurance proof from licensed insurance producers or customer service representatives via email at no additional cost to vehicle owners

Motor vehicle owners must carry current security verification forms in their vehicles and present them to law enforcement upon request or to any person affected by an accident

Knowingly issuing false or fraudulent security verification information is a misdemeanor punishable by up to $500 fine, up to 6 months imprisonment, or both

Effective date: November 1, 2026