OK HB3912

Requires individual and group health benefit plans in Oklahoma to cover scalp cooling systems when prescribed by a physician to prevent chemotherapy-induced hair loss, effective for plans offered, issued, or renewed on or after January 1, 2027

Coverage must include the scalp cooling device, necessary supplies, fitting, and monitoring during chemotherapy treatment; scalp cooling shall be classified as supportive cancer care and cannot be denied as cosmetic, experimental, or investigational

Exempts policies issued to individuals or groups with 50 or fewer employees, plans governed exclusively by federal law, and State Medicaid Program plans from the mandate

Directs the Oklahoma Health Care Authority to include scalp cooling systems as a covered benefit for eligible Medicaid recipients undergoing chemotherapy

Requires health plans to notify enrollees of this coverage by December 1, 2026, or through the next mailing or yearly informational packet, whichever is earlier