OK SB1083

Digital asset kiosk operators must obtain a money transmitter license to conduct transactions in Oklahoma, with violations punishable by fines of $600-$2,000, up to one year imprisonment, and potential seizure of kiosks by the Attorney General

New customers face a $2,000 daily transaction limit for the first 72 hours, and all transaction fees and charges are capped at 15% of the digital asset's market value

Operators must display prominent fraud warnings about scam risks, provide detailed receipts with transaction hash and fees, and use blockchain analytics to prevent transfers to wallets linked to fraudulent activity

New customers who are fraud victims must receive full refunds of all transactions and fees if reported within 14 days; existing fraud victims receive refunds of fees and charges under the same reporting timeline

Live customer service is required Monday through Friday from 8:00 a.m. to 10:00 p.m. CST, with quarterly location reports due to the Banking Department; effective November 1, 2025