OK SB1444

Removes the competitive/noncompetitive market distinction for rate regulation, allowing any insurance rate to be found excessive if it produces unreasonably high profits or is unreasonably high relative to services rendered

Requires insurers to file all rates and supplementary rate information at least 60 calendar days prior to the effective date, increased from the previous 30-day post-effective filing requirement

Extends the Insurance Commissioner's review period from 30 to 60 days to request additional time for considering rate filings, with an additional 60-day extension allowed

Adds "religion" to the list of prohibited classifications for insurance rates, alongside race, color, creed, and national origin

Increases the advisory organization filing deadline from 30 to 60 days prior to the effective date and changes the Commissioner's authority from "may" to "shall" issue written orders requiring discontinuance of unfair practices

Effective date: November 1, 2026