OK SB2067

Creates the "Protection of Vulnerable Adults from Financial Exploitation Act" requiring financial institution employees to report suspected financial exploitation of vulnerable adult account holders to their institution, which must then assess and report to the Department of Human Services within 5 business days

Financial institutions may place transaction holds on vulnerable adult accounts when reporting suspected exploitation, and must place holds when requested by DHS or law enforcement; holds expire after 10 business days but can be extended up to 30 additional days by agency request or court order

Defines financial exploitation as wrongful taking, withholding, or unauthorized use of a person's money, assets, or property, including through deception, fraud, intimidation, or undue influence by those with power of attorney, conservatorship, or guardianship

Grants civil and criminal immunity to financial institutions and employees who make good-faith reports, place transaction holds, or testify in related proceedings, unless they acted with bad faith or malicious purpose

Requires financial institutions to adopt internal policies and procedures for employee reporting and transaction holds, and permits sharing records with DHS, law enforcement, or prosecutors without a subpoena; effective November 1, 2026