OK SB2129

Regulated health plans (employer group plans and public employee plans) must have contract access to all claims data, encounter information, medical records, and payment documentation within 15 days of request

Contracts between health plans and insurers/service providers cannot contain provisions that limit audit frequency, restrict disclosure of payment arrangements, fees, or overpayment information, or penalize plans for sharing de-identified data

Health insurance issuers and covered service providers must submit annual compliance declarations under penalty of perjury to the Insurance Department, attesting that information is accessible and contracts contain no prohibited restrictions

Insurance Commissioner may assess civil penalties up to $10,000 per day per violation, issue cease-and-desist orders, seek contract reformation and restitution, and take action against licenses for repeated or willful violations

Effective November 1, 2026