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OR HB2862

Bill

Status

Failed

6/27/2025

Primary Sponsor

Paul Evans

Click for details

Origin

House of Representatives

2025 Legislative Measures

AI Summary

  • Establishes the Local Markets Small Business Capital Loan Program, administered by the Oregon Business Development Department, providing interest-only loans to businesses with 50 or fewer employees
  • Loan amounts tied to hiring commitments: $10,000 for one new full-time employee, $20,000 for two, or $30,000 for three, with employees retained for at least two years
  • Principal is forgiven if the business meets employment retention requirements for the full two-year period; only interest payments continue through the loan term
  • Failure to maintain required employment levels triggers immediate repayment of all deferred principal plus a 10% penalty, with a three-week cure period available
  • Creates the Local Markets Small Business Capital Loan Fund in the State Treasury, funded by fees, loan repayments, legislative appropriations, and other sources

Legislative Description

Relating to interest-only loans to assist small businesses to increase employment.

Last Action

In committee upon adjournment.

6/27/2025

Committee Referrals

Economic Development, Small Business, and Trade1/17/2025

Full Bill Text

No bill text available